Qudian Inc.

Having access to Alipay was not final, losing it was not fatal.

Re-focusing on micro-lending after winding down the loss-making auto business helps improve profitability.

The new open-platform initiative has started bearing fruit.

Qudian (NYSE:QD) is a leading provider of online small consumer credit in China. The company uses technology to make cash credit products accessible to young consumers in China, who are under-served by traditional

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