Having access to Alipay was not final, losing it was not fatal.
Re-focusing on micro-lending after winding down the loss-making auto business helps improve profitability.
The new open-platform initiative has started bearing fruit.
Qudian (NYSE:QD) is a leading provider of online small consumer credit in China. The company uses technology to make cash credit products accessible to young consumers in China, who are under-served by traditional